Editorial Guidelines
How we research, write, and review every piece of content to ensure accuracy and earn your trust.
Our Mission
The Health Money exists to make personal finance accessible. Every article is written to help you make smarter money decisions — never to sell you a product. When we do recommend products, we tell you exactly why and disclose any affiliate relationships upfront.
How We Research Content
Every article published on The Health Money goes through a multi-step research process designed to ensure accuracy and relevance:
Primary Sources
We rely on government agencies (IRS, SEC, CFPB, FDIC), peer-reviewed research, and official financial institution disclosures as our primary data sources.
Expert Review
Content is written and reviewed by our editorial team, ensuring advice meets professional financial planning standards.
Regular Updates
We review and update articles regularly — especially when tax laws, interest rates, or product terms change — so information stays current and actionable.
Our Fact-Checking Process
Before any article is published, it undergoes a fact-checking review that includes:
- Data verification — All statistics, rates, and financial figures are cross-referenced against at least two independent sources.
- Regulatory accuracy — Tax rules, contribution limits, and legal requirements are verified against current IRS publications and federal regulations.
- Product details — Credit card terms, bank account rates, and brokerage features are verified directly from issuer websites.
- Mathematical accuracy — All calculations, examples, and projections are independently verified.
Affiliate Disclosure & Advertising Policy
The Health Money earns revenue through affiliate partnerships. Here's exactly how this works and what it means for you:
- We never let compensation influence recommendations. Our editorial team selects products based on merit. If a product isn't good enough to recommend to a friend, we won't recommend it here.
- Affiliate links are always disclosed. Any page that contains affiliate links includes a clear disclosure at the top. These links use
rel="nofollow"tags. - We don't accept sponsored content. No company can pay to have an article written about their product. All content ideas originate from our editorial team based on reader needs.
- You never pay more. When you click an affiliate link, the price you pay is the same as going directly to the provider. In some cases, we negotiate exclusive deals that save you money.
Corrections Policy
We take accuracy seriously, and mistakes happen. When we identify an error — or when a reader alerts us to one — we correct it promptly and transparently:
- Minor factual corrections are made inline with an updated "Last Updated" date.
- Significant corrections include a note at the top of the article explaining what was changed and why.
- If you spot an error, please email us at corrections@thehealthmoney.com.
E-E-A-T: Our Expertise
Google evaluates financial content using E-E-A-T criteria: Experience, Expertise, Authoritativeness, and Trustworthiness. Here's how we meet these standards:
- Experience — Our editorial team has years of personal finance experience and practices what we teach.
- Expertise — Our editorial team brings deep personal finance knowledge and follows established financial planning frameworks.
- Authoritativeness — We cite primary sources, link to official data, and build content on established financial planning frameworks.
- Trustworthiness — Full affiliate disclosure, transparent corrections policy, and no sponsored content.