
Credit Card Limit Cut Without Warning? What to Do This Week
Banks are tightening credit card limits, the Fed's October 2026 survey found. If yours just dropped, here are your rights and the fixes to make this week.
Sixteen states raise their minimum wage on Jan. 1, 2027. Check your first January paycheck, and if you earn a bit above the floor, use it to ask for more.


Banks are tightening credit card limits, the Fed's October 2026 survey found. If yours just dropped, here are your rights and the fixes to make this week.

U.S. banks closed 446 branches in Q3 2026. If yours sent a 90-day closing letter, here is what happens to your accounts, safe deposit box and cash deposits.

New I bonds bought by April 30, 2027 lock a 1.40% fixed rate, the highest since 2006. The math on swapping 0% bonds from 2020 to 2022, penalties and taxes.
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The $25 to $35 Thanksgiving meal deals cover the cheap part. How to budget the rest of hosting in 2026, from turkey timing to splitting drinks with guests.

Cigna, Molina, Medica and other insurers are leaving ACA marketplaces for 2027. Do nothing and HealthCare.gov picks your new plan. How to choose by Dec. 15.

Treasury floating rate notes reset weekly as the Fed hikes, but a fixed 2-year note now pays 4.71%. See how many more hikes it takes for the floater to win.

Claiming Social Security early while working? The 2027 earnings test limit is $25,560. Learn how SSA withholds checks, what counts, and the first-year rule.

Starting Jan. 1, 2027, gifts to K-12 scholarship groups earn a dollar-for-dollar federal credit up to $1,700 a person. Why your December gift should wait.

Rates rose from 5.98% in February to 7.40% in October, cutting buying power by about 14%. Seller buydowns, the right ARM and points can win some of it back.

Debt lawsuits are surging past 2019 levels, and most end in default judgments. How to answer a credit card summons on time and make the debt buyer prove it.

Unused PTO is part of your pay. Learn what your days are worth, whether your state bans forfeiture, and why sell-back elections for 2027 close this fall.

A pending Visa-Mastercard swipe-fee deal would let stores refuse premium rewards cards. How to check your card tier, when it could start and what to carry.