Banking
High-Yield Checking Accounts: Earn 5%+ on Your Cash
Your checking account could earn 5% APY or more. Here's how high-yield checking works, what the catch is, and whether it's worth the effort.
The Health Money Editorial Team··8 min read
Real Estate
Wire Fraud at Closing: Don't Lose Your Down Payment in 2026
Home closing wire fraud drained $275M from buyers in 2025. Here's how the scam works, how to verify wire instructions, and what to do in the first 72 hours.
The Health Money Editorial Team··8 min read
Featured Articles
Budgeting
Gas Prices Just Hit $4.30. Here's How to Fight Back
Record September gas prices are squeezing household budgets. Practical strategies to cut your fuel spending by $100+ a month in 2026.
The Health Money Editorial Team··7 min read
Earning More
Seasonal Jobs 2026: Where the Holiday Hiring (and Pay) Went
Seasonal retail hiring hit a 16-year low, but the best-paying holiday jobs just moved to the warehouse. Here's how to find one and land it this fall in 2026.
The Health Money Editorial Team··7 min read
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Latest Articles
Taxes
The Gift Tax in 2026: How Much You Can Give Without Owing
The 2026 annual gift tax exclusion is $19,000 per person, and the lifetime exemption jumped to $15 million. Here's what you can give family without owing tax.
The Health Money Editorial Team··9 min read
Investing
Gold Is at Record Highs: Should You Actually Buy Some?
Gold hit $5,589/oz in 2026. Here's what beginners need to know about buying gold, from ETFs to bars, plus the tax trap most investors miss.
The Health Money Editorial Team··7 min read
Debt Freedom
Auto Loan Refinancing Could Save You $142 a Month
The average auto refinance rate is 8%. If your credit improved since you bought your car, refinancing could cut your payment by over $100 a month.
The Health Money Editorial Team··8 min read
Credit Cards
Virtual Card Numbers: Your Free Defense Against Card Fraud
Data breaches set a record in 2025. A virtual card number gives each online store a disposable number you can delete, so a breach can't drain your account.
The Health Money Editorial Team··9 min read
Financial Planning
Disaster-Proof Your Finances Before the Next Storm
A practical guide to protecting your money, documents, and insurance before a natural disaster strikes during National Preparedness Month.
The Health Money Editorial Team··8 min read
Insurance
Use It or Lose It: Save Your FSA Balance Before 2026 Ends
About half of FSA holders forfeit money each year. Here's how to find your plan's deadline, spend down your 2026 balance, and right-size your 2027 election.
The Health Money Editorial Team··8 min read
Credit Cards
AI Credit Card Fraud Is Surging: How to Protect Yourself
AI-powered scams like deepfakes and voice cloning are driving credit card fraud to $43 billion in 2026. Here's how to fight back.
The Health Money Editorial Team··6 min read
Debt Freedom
Variable-Rate Student Loans: Should You Lock a Fixed Rate?
Federal student loans are fixed for life, so rising rates only hit variable-rate private loans. Here is how to tell if yours is one, and what to do about it.
The Health Money Editorial Team··9 min read
Earning More
The Creator Economy as a Side Income: A Realistic Guide
Can you actually earn money creating content in 2026? Here's the honest math, the real timelines, and what works.
The Health Money Editorial Team··7 min read